Built for Giganauts — 1099 Warriors

The financial OS
that turns your
gig income into
real wealth

Giga-Books is the first financial command center designed exclusively for independent contractors, freelancers, and gig workers. Track every dollar, eliminate federal taxes legally, and build the retirement nobody built for you.

Join the waitlist See how it works
Your tax waterfall — live
Gross gig income
$72,000
— Mileage deduction
-$21,000
— Solo 401(k)
-$23,500
— Standard deduction
-$15,000
Federal taxable income
$0*
Zero federal income tax — projected illustration
*Based on estimated deductions. Results vary. Not tax advice.
The reality for gig workers

Nobody built the right tools for how you actually work

QuickBooks was built for small businesses. TurboTax was built for W-2 employees. Nothing was built for a trucker running loads at 2am, a DoorDash driver tracking 40,000 miles a year, or a freelancer juggling six clients and no benefits. Until now.

73%
of gig workers overpay taxesThey don't know about the deductions they qualify for — and nobody tells them.
$6,800
average annual over-paymentThat's money that belongs to you, going to the IRS because the tools don't exist yet.
0
retirement accounts for most gig workersNo employer match. No pension. No plan. Giga-Books fixes that.
How it works

Five steps to financial command

No accountant required. No tax jargon. Just your numbers, explained in plain English, working for you automatically.

01
Build your Giganaut profile
Tell us how you earn — trucking, rideshare, delivery, freelance, courier, or any combination. Your profile shapes every calculation that follows.
02
Connect your bank & scan receipts
Import transactions via secure Plaid connection. Scan receipts with your phone camera. Giga-Books classifies every expense automatically.
03
Watch the tax waterfall
See your federal taxable income drop in real time as every deduction stacks. Mileage. Per diem. Equipment. Retirement contributions. The goal is zero.
04
Build your financial protection
Set aside for your 3-6 month emergency fund and vehicle reserve automatically. Never let a bad week wipe out months of progress again.
05
Retire on your own terms
Solo 401(k), SEP-IRA, Traditional IRA, HSA — your retirement engine stacks all of them. Build wealth while paying zero federal income tax.
+
Quarterly tax reminders
Never miss an IRS payment deadline. Exact quarterly payment calculated, safe harbor amount shown, reminders sent before every due date.
The zero federal tax strategy

Legal. Proven. Most gig workers have never heard of it.

The tax code gives self-employed workers tools that W-2 employees can only dream about. Giga-Books stacks them in the right order — and shows you the math in real time.

Mileage — your biggest deduction
70 cents per business mile in 2026. A driver doing 40,000 miles deducts $28,000 before anything else touches their income.
Solo 401(k) — shelter up to $69,000
As both employee and employer of yourself, you can contribute up to $69,000 per year. Every dollar comes off your taxable income before the IRS sees it.
Stack every layer
Mileage + per diem + health insurance + Solo 401(k) + HSA + standard deduction. When stacked correctly, federal taxable income reaches zero. Legally.
Gross gig income$72,000
— Mileage (40k miles)-$28,000
— Per diem (180 days)-$14,400
— Health insurance-$4,800
Net SE income$24,800
— Solo 401(k)-$23,043
AGI$0
Federal taxable income (projected)$0*
*Based on estimated deductions. Results vary. Not tax advice.
SE Tax (15.3%) still applies. Consult a licensed CPA.
The Giganaut community

You're not just a gig worker. You're a Giganaut.

A Giganaut is someone who chose independence over a paycheck, freedom over a cubicle, and ownership over employment. You earn on your terms. Giga-Books makes sure you keep more of what you earn.

Whether you're hauling freight across the country, delivering packages across the city, or designing for clients across the world — there's a Giganaut profile built for exactly how you work.

Road warrior
OTR trucking · Owner-operator · Load board
Courier specialist
Medical · Legal · Pharmacy · Specimens
Gig driver
Uber · Lyft · DoorDash · Instacart
Independent contractor
Freelance · Consulting · Remote work
Digital merchant
Etsy · eBay · Amazon · Shopify
Multi-source Giganaut
Multiple streams · All handled
Everything in one place

Built for the way you actually work

Bank connection & transaction import
Securely connect accounts via Plaid. Every transaction imported and auto-classified for deductibility.
Receipt scanner
Snap a photo of any receipt. Reads merchant, amount, date — attached to your deduction record as audit-proof documentation.
Quarterly tax calculator
Never miss an IRS deadline. Exact payment amounts, safe harbor minimums, and due date reminders based on your actual income.
Retirement contribution engine
Solo 401(k), SEP-IRA, Traditional IRA, HSA — weekly contribution targets to maximize wealth while minimizing federal tax.
Emergency & maintenance fund
3-6 month emergency fund plus vehicle reserve. Per-payment set-aside suggestions so building the cushion never hurts your take-home.
WORM evidence log
Every attested record cryptographically sealed and tamper-proof. When an auditor asks for documentation, you have it.
"We built this because we needed it and it didn't exist."

Giga-Books was created by OTR truckers who spent years filing taxes the wrong way, overpaying the IRS, and watching retirement become a distant fantasy. We learned the hard way what the tax code actually allows for 1099 workers — and built the tool that would have saved us thousands every year.

This isn't software built by a Silicon Valley team that's never driven a load. This is a Giganaut product — built from the road, for the road, and for every independent worker who runs their life on their own terms.

Built by OTR truckersFor all 1099 workers
Early access

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Your money is waiting.

Giga-Books is launching soon. Join the waitlist and get early access, founding member pricing, and the financial education that changes everything — delivered before anyone else.

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